Enjoy special offers and start a
smart A.I. lending experience!
First-time applicants for the X Cash.AI Loan who enter the promo code “XW10000” during the application process will receive a $300 X Pay Electronic cash voucher, regardless of whether the application is approved.
New customers must maintain an active account status (accounts with overdue payments, bad debts, freezes, etc., will be considered inactive). The daily loan balance must be maintained at HK$20,000 or above to qualify for the cash rebate, with a maximum reward of up to $10,000*!
X Cash.AI Reward : 12 × $50 X Pay e-Cash Vouchers (Total $600) for application! Extra $2,700 Cash Reward for loan drawdown*!
Seize the opportunity to earn generous rewards! Refer your friends to apply X Cash.AI for the first time during promotion period, you are eligible to earn up to $900 rewards from each referral once they successfully draw down the loan. Plus, each referee is eligible to earn rewards up to $3,000. The more you refer, the greater rewards you can get. Login to X Wallet App now and share your unique Referral Code with your friends!
X2026Promotion Period: From 17 Dec 2025 to 31 Dec 2025Promotion DetailsDuring the promotion period, new customers^ applying for the X Cash.AI Loan for the first time and entering the promo code “X2026” during the application process will enjoy a 100% interest discount for the first 30 days upon loan confirmation.The interest discount will be issued as a cash rebate, equivalent to the interest the customer needs to pay within the first 30 days from the loan effective date.The customer’s account must have no repayment records during the promotion period to enjoy this offer.^New customers must apply for the X Cash.AI Loan for the first time and meet the following conditions:A. Must not have applied for or held any loan accounts with X Wallet and/or X Lend in the past 12 months;B. Must apply for the X Cash.AI Loan for the first time during the promotion period, enter the promo code “X2026,” and confirm the loan
Eligible new customers^ who successfully apply for X Cash.AI Express Loan for the first time, entering the promotion code “XTIME” during the application process, regardless of whether the application is approved or not, he/she can obtain $300 X Pay E-cash Voucher.
First-time applicants for the X Cash.AI Loan who enter the promo code “XW193” / “XWONG” during the application process will receive a $300 X Pay Electronic cash voucher, regardless of whether the application is approved.
2. New customers must maintain an active account status (accounts with overdue payments, bad debts, freezes, etc., will be considered inactive). The daily loan balance must be maintained at HK$20,000 or above to qualify for the cash rebate, with a maximum reward of up to $10,000*!
^New customers must meet the following conditions to apply for the X Cash.AI for the first time:
A. Must not have applied for or held any loan accounts with X Wallet and/or X Lend in the past 12 months.
B. Must apply for the X Cash.AI Loan for the first time during the promotion period and enter the promo code “XW193” / “XWONG” during the application process and confirm the loan agreement.
C. Clients must maintain an active account status within 120 days from the date of contract confirmation (accounts with overdue payments, bad debts, freezes, etc., will be considered inactive), and the daily loan balance must be maintained at HK$20,000 or above to qualify for the following cash rebate:
New customers^ who apply X Cash.AI for the first-time with promotion code XPW25 within promotion period will be entitled to $300 Cash Reward, regardless of the loan approval status. In addition, customers will be entitled to $2,400 Cash Reward + $300 X Pay e-Cash Voucher* once the loan contract is confirmed.
New customers^ who apply X Cash.AI for the first-time with promotion code XPAUT within promotion period will be entitled to $300 Cash Reward, regardless of the loan approval status. In addition, customers will be entitled to $2,400 Cash Reward + $300 X Pay e-Cash Voucher* once the loan contract is confirmed.
